America's Worst Nightmare!

You know, it has often been said, America's Worst Nightmare is an educated black man. That is indeed true, but I wanna take it a step further, and add, in addition to being educated, America can't stand a nigga with good credit and some loot to back it up!!!!

My grandfather told me a long time ago, if you've got good credit, you don't need money; but if you've got good credit and money, you'll be a force to be reckoned with....so I "tried" to keep that philosophy...But for any of y'all that have ever stepped foot on a college campus, you know, you can get a credit card quicker than you can get your class schedule!!! Go figure! By the time I was 21 years old, I had EVERY major card out there- thanks to JCPenney, who gave me my first at 18- Amex, gas cards, Dept stores that I had no intention of shopping at, you name 'em, I had 'em (still do, for remembrance every time I get silly and wanna splurge, just look back at that, and think twice).....couldn't tell me shit, either......what, we going out?....I need a new outfit - "that'll be charge"......I need a new pair of shoes..."that'll be charge"....cash advance? "get it off the card".....silly me....... Needless to say, it took me awhile to get my credit back to A+ status (700+ FICO); and now that I've gotten it back, I wanna be smart with my finances.

As some of you all know, I'm in the home buying market. Actually, I've found one and I'm prepared to close, however, those with the power of the pen, wanna keep finding excuses as to why they keep putting off the closing.....I've already damned near signed my life away, now you want my first grandchild???? Damn!
You wanna see racism first hand, buy a house - not just any house, but one in "their" neighborhood...you'll encounter every excuse in the world to deter you from doing your thang....but I'll be damned if you gon' tell me where I can, and can not live......bitch, I got the credit score and loot to pay for this shit, not to mention, you've scrutinized all of my shit as if I were applying for a top secret military clearance or sum'in....you've talked to my elementary school playground partner, you've verified that I do have a job, you've spoken to my professional references, not pookie an nem, you've seen my bank statements,......what else you want dammit????

OHHHHHH, ok, I get it.......you don't wanna out right say it, but you don't want no niggra living in your prissy white neighborhood! You think I'mma have all my boys over, throwin bar-b-ques, wild parties and shit...you think I'mma bring your property values down? Is that it? How about........fuck you! My house, yes, mine (I'm claimin it) is the biggest, and hottest on the block! My shit sticks out like a sore thumb to be exact, and you hate the fact that a nigga is buying it!!!

Well, I got game for yo ass, not only am I buying yo shit, but I've also filed a complaint with the Equal Opportunity Commission on housing - and from what I've gathered thus far, and with the evidence I've presented, y'all ass gon' be paying me!!!! So once we finally do sign on the dotted line, expect an investigation to follow shortly thereafter; and if you trip and wanna get ig'nant.....I think they have a term for that too, it's called retaliation.....So go on, keep playing the lil fuck-fuck games, and see who'll be laughin' in the end......me!!!! Yo worst fuckin nightmare!